Currency Converter

Convert between major world currencies. Enter an amount, select the source currency and target currency, and get the converted value. Rates are approximate and for reference only — use your bank or broker for actual transactions.

Currency Converter

Major Currency Codes

CodeCurrencyCountry/Region
USDUS DollarUnited States
EUREuroEurozone
GBPBritish PoundUnited Kingdom
JPYJapanese YenJapan
CADCanadian DollarCanada
AUDAustralian DollarAustralia
CNYChinese YuanChina
INRIndian RupeeIndia

Frequently Asked Questions

Are these exchange rates real-time?+
No. The rates used here are approximate reference rates and are NOT live. Currency exchange rates fluctuate continuously based on market conditions. For actual financial transactions or travel planning, always check current rates from a bank, broker, or financial data service.
What is the bid/ask spread?+
Banks and exchanges charge a spread — the difference between the rate at which they buy (bid) and sell (ask) currency. This is how they profit. The midmarket rate (used here) is between bid and ask; actual transaction rates will differ by 1–3% or more at retail locations.

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Reading a quoted rate

A rate is always between a pair. EUR/USD at 1.08 means one euro buys 1.08 dollars. The first currency is the one being priced; the second is what it is priced in.

Inverting is simple division: if EUR/USD is 1.08, then USD/EUR is 1 ÷ 1.08 = 0.926.

The mid-market rate is a reference, not a price

Published rates sit midway between what the market will buy and sell at. No retail customer transacts at that number.

What you pay is made up of:

  • Spread — a worse rate than mid-market, kept by the provider. Usually the largest cost, and easy to miss because it is invisible when a service advertises "no fees".
  • Explicit fees — flat or percentage charges, which matter more on small amounts.
  • Card foreign transaction fees — commonly 1–3% on top.
  • ATM operator fees abroad, charged separately from your own bank's.

Always decline dynamic currency conversion

When a foreign card terminal offers to bill you in your home currency, say no. That service applies its own rate, generally a poor one. Choosing the local currency lets your card network convert at a far better rate.

Comparing providers properly

Compare the final amount the recipient receives, not the advertised rate. A provider quoting an attractive rate with a wide spread can deliver less than one quoting a plain rate with a transparent fee.

What moves rates

Interest rate differentials between central banks, inflation, trade balances, political stability and market risk appetite. Rates float continuously during the trading week, so a quote from last month is not a reliable guide today.

For large or time-sensitive transfers, check a live rate at the moment you transact.