1. Who we are
CLCU Online (“we”, “us”) operates the website at clcuonline.com, a collection of free online calculators and explanatory guides. This policy explains what information is collected when you use the site, how it is used, and the choices you have. You can reach us at any time through our contact page.
2. Information we do not collect
You do not need an account, and we do not ask for your name, email address or any other personal details to use a calculator. The numbers you type into a calculator are processed by code running in your own browser. They are not transmitted to our servers and we cannot see them.
3. Information we do receive
- Contact form. If you send us a message, we receive the name, email address, subject and message you enter. The form is processed by a third-party service, Web3Forms, which delivers your message to us by email. Their handling of that data is described in their privacy policy. We use your details only to reply to you and to investigate any calculation error you report.
- Server logs. Like almost every website, our hosting provider automatically records technical details of each request, such as your IP address, browser type, the page requested and the time. We use this information for security and to keep the site running. We do not use it to identify individual visitors.
- Your cookie choice. When you accept or decline the cookie notice, that choice is saved in your browser’s local storage so we do not ask again on every page.
We do not currently run third-party analytics on this site. If that changes, this policy will be updated before it does.
4. Cookies and similar technologies
Cookies are small files stored by your browser. The site itself needs none to function. Third-party advertising services that we use or may use (see below) can set their own cookies or read identifiers already stored on your device. You can block or delete cookies in your browser settings; the calculators will continue to work.
5. Advertising
We support this free service with advertising and may use Google AdSense to display it. Third-party vendors, including Google, use cookies to serve ads based on your previous visits to this and other websites.
Google’s use of advertising cookies, including the DoubleClick cookie, enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the internet. You can learn how Google uses information from sites that use its services at policies.google.com/technologies/partner-sites.
You can opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors’ use of cookies for personalised advertising at aboutads.info. Opting out does not remove advertising; it makes the ads you see less tailored to you.
We do not control the cookies set by advertisers and have no access to the information they collect. Where the law requires your consent for personalised advertising, such as in the European Economic Area and the United Kingdom, that consent is requested and recorded according to Google’s requirements.
6. Links to other websites
Our guides link to outside sources such as government and health agencies. Those sites have their own privacy practices, which we do not control. Links to external sites open in a new tab.
7. How long we keep information
Messages sent through the contact form are kept only as long as needed to respond and to keep a reasonable record of the conversation, and are deleted on request. Server logs are retained by our hosting provider according to its own schedule.
8. Your rights
Depending on where you live, including under the GDPR, the UK GDPR and the California Consumer Privacy Act, you may have the right to ask what personal information we hold about you, to have it corrected or deleted, and to object to or restrict certain uses. We do not sell personal information. Because we hold very little, most requests concern a message you sent us; use the contact page and we will respond within a reasonable time.
9. Children’s privacy
The site is a general-purpose reference and is not directed at children under 13, or under 16 where local law sets a higher age. We do not knowingly collect personal information from children. If you believe a child has sent us personal information, contact us and we will delete it.
10. Security and international processing
The site is served over HTTPS. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. Our service providers, including Web3Forms and Google, may process data in countries other than your own.
11. Changes to this policy
We may update this policy as the site or the law changes. The date at the top of the page shows when it was last revised. Material changes will be reflected here before they take effect.
12. Contact
Questions or requests about this policy can be sent through our contact page.